A few quick comments. I have an odd body size. I have never found a dry suit that fits. Wet suits don't fit either. Immersion wear is fundamentally uncomfortable since the industry ignores the fact that many people with the resources to buy expensive kayaking gear don't have the body's of a 30 year old.
But I found a combination that works well enough. I can wear comfortably an Immersion Research XXXL dry top with XXL gaskets (bought separately and installed on my own) coupled with a kokotat bib/pants; not the one with the zipper but the one that connects by rolling material from the drytop and the bib together as you would with a dry bag. This keeps me plenty dry even when doing extensive swims during rescues practice. And its comfortable enough to actually where.
The other HUGE advantage is in the summer when its hot, I can wear the bib with an Immersion Research semi-dry shorty. This uses neoprene gaskets at the neck and upper arms. It's not adequate for extensive swimming, but it keeps me covered for warm weather paddling where I want a dry lower half of my body for wading.
As for the cost of immersion wear; it is scary. You can sink a lot of money into immersion wear. But properly cared for it lasts many years. If you buy Kokotat gear, they stand by their equipment better than ANY vendor I've worked with. They replaced a drytop after the fabric started wearing out after 10+ years of use. No questions asked, they just sent me a new drytop. They are incredible and worth the high prices they charge.
The point, though, is the high price of immersion gear isn't that bad if you take into account how long it lasts. Start with a 2 piece dry suit and buy a shorty paddle jacket of some sort for summer paddling and you're pretty much done. Boots will wear out now and then and gaskets need to be replaced from time to time (every 2 or 3 years for me ... but I use my equipment very heavily). The overall expense isn't that bad though.
Oh and one last thing. Buy the drysuit with built in socks. You want a gortex suit (don't even waste your money on non-gortex) and gortex socks. I had one dry suit years ago with latex socks. They just were not durable enough and constantly needed replacing or emergency duct tape repairs every few outings.
--Tim